Secure Care can guide you through the maize of life insurance information,
helping you to decide on a policy that fits your needs at a price you can afford!

Secure Care offers the following type of insurance:

Whole Life–This is the most common type of permanent insurance. As long as the policy remains in force, it provides protection for your whole life. The premiums remain constant over the life of the policy and are paid according to a premium schedule indicated in the policy. Whole life insurance is an excellent solution for young adults just beginning an insurance program and families who need protection while saving for the future. Whole life insurance is a cash value account that grows tax-deferred over the life of the policy. The cash value can be used for future events such as: an emergency fund, paying a mortgage ahead of schedule, financing a college education or supplementing retirement income.

Term Life–As the name implies, this type of policy provides protection for a particular term or length of time and therefore pays a benefit if you die during the term period. Term insurance is the lowest premium life insurance available which allows you to maximize your coverage at a very affordable cost. With term insurance, you are purchasing 'pure' life insurance, which means insurance is all that is included–no cash values build within the policy as is the case with permanent insurance.You choose the term of the policy within the limits offered by the insurance company. The policy provides level death benefit protection for the full term period. With this type of coverage, you receive protection at a low cost level premium that fits your budget. When the specified term ends, you may choose to renew the term coverage or convert your term policy to a whole life insurance plan without having to prove you are still insurable. The premium for the term renewal period or conversion to a permanent plan will be adjusted to reflect your current age.

Universal Life–This type of policy combines the advantages of low-cost term insurance with current market interest rates and the preferred tax treatment of permanent insurance, which includes tax-deferred cash value growth and income tax-free death benefits. This plan can provide lifelong protection as long as you pay sufficient premiums.

As your life changes, a universal life policy can change with you. This type of policy was developed to give you the ultimate in both life insurance and financial flexibility. You can select the amount of premium you wish to spend and the amount of coverage you need. After your initial payment, universal life allows you to pay premiums at any time, in virtually any amount, subject to certain minimums and maximums. The excess premium goes into the cash value account and grows tax-deferred.

Universal life also allows you to choose a level death benefit or a death benefit that pays your beneficiary the death proceeds, plus the policy cash value. You can then reduce or increase the death benefit according to your protection needs as well as add or withdraw cash from your cash value and still maintain your protection.

The dial itself showcases Arabic numerals at the quarter hours and rolex replica sale at every other hour position. All of these indicators are luminous for ease of view. Swiss ISA 8172 Chronograph movement keeps this hublot replica uk ticking away with expert time. You can see a seconds sub-dial next to 2:00, a window showing the date at 4:00, a sub-dial with the day of the rolex replica above 6:00, and a chronograph sub-dial at 10:00. It hooks to your wrist via a push button deployant clasp on a 316L stainless steel bracelet. Push your style to the rolex replica uk with the Throttle. There are certain qualities that discriminating collectors look for in a rolex replica. They search for style, functionality, and a special something that differentiates a rolex replica uk from the rest of the pack. The Scubador from Swiss Legend has all of these elements and more.

Secure Care of America, Inc. 698 Armour Rd., Bourbonnais, IL 60914
TOLL FREE 888-935-2220
| 815-935-7977 | Cell: 815-549-9575 | Fax 815-935-7974 | Email: securecare@comcast.net